Job Description
About Raisin US
Raisin is a pioneer of Open Banking for savings and investment products. The FinTech company provides an open banking infrastructure for the $50+ trillion global deposit market, benefiting banks and savers alike. Savers get a wider choice of attractive products with the ability to move their money freely, while financial service providers get best-in-class marketplace solutions for their own customers, and banks get better access to deposit funding. Raisin operates its own B2C marketplaces and works with over 400 banks and financial service providers from more than 30 countries and has over 750,000 direct customers. Raisin is backed by renowned international investors such as btov Ventures, Deutsche Bank, FinLab, Goldman Sachs, Greycroft, Headline, Index Ventures, Kinnevik, Orange Ventures, PayPal Ventures, Thrive Capital, Top Tier Capital Partners, Ribbit Capital and Vitruvian Partners, as well as Peter Thiel. The company has offices in Berlin, Frankfurt, Hamburg, London, Madrid, Milan, Manchester, New York and Paris.
Raisin US based in New York City, was launched in 2019 to bring the Raisin value proposition to the United States. Our team is composed of passionate individuals striving to break down barriers to savings and investments for our customers and bank partners. You should apply if you are looking for a dynamic environment where you can roll up your sleeves, play to your strengths, and access unrivalled development opportunities.
Your Responsibilities
- Oversee legal matters for the organization, including drafting, reviewing, and negotiating contracts and legal documents but also be able to draft documents.
- Manage external and coordinate with internal lawyers.
- Ensure that the company is in compliance with all relevant processes, laws and regulations while exercising the highest level of integrity and ethics.
- Manage all litigation, claims and intellectual property matters, and represent the organization in all legal forums, including regulatory agencies, courts and arbitration bodies.
- Manage corporate governance of the US entities including board discussions and reporting to group as a senior member of management
- Provide legal feedback and support in the introduction of new products to our platform.
- Work cross-functionally with legal staff, senior leadership and outside counsel to collaborate and negotiate optimal resolutions to a wide spectrum of legal matters.
- Interact with the commercial and finance teams to provide guidance and support related to contract terms and obligations.
- Interact with the group legal team and report structural and material matters to the group general counsel
- Advise and support Human Resources on matters related to labor and employment issues.
- Propose effective legal solutions to mitigate risk and further new business interests and objectives.
- Analyze market and regulatory developments (e.g., privacy, information security, etc.) and work closely with subject matter experts to help ensure company compliance with regulatory requirements.
- Carefully manage confidential information, communications and communication requests/requirements to and from external sources on high-impact issues.
- Ensure timely, high-quality analysis and advice on legal and business issues to internal clients.
- Participate in all due diligence, deal negotiation, and integration activities.
Your Profile
- Juris Doctorate Degree with licence to practice law (in any state) required.
- Minimum of 10 years of legal experience in a general corporate legal practice, either in a law firm or in-house counsel experience or both in the context of financial services/fintech
- Strong and effective communication skills, both written and oral.
- Must be able to articulate and support the company’s legal position to both internal and external entities.
- Experience in negotiating transactions and managing legal compliance.
- Ability to work in the fast-paced environment of a rapidly growing company.
- Possess excellent analytical and issue-spotting skills.
- Demonstrated ability to manage multiple, competing priorities.
- Ability to draft complex agreements and contractual provisions.
- Experience working in a collaborative, high-performing team environment.
- Ability to take initiative on projects.
- Proven abilities as a solution-focused problem solver.
- A self-starter who is proactive, has a positive attitude and is able to cope with unexpected situations.
- Solution- and results-oriented with good judgement and ability to put things in the right perspective.
- Support in the handling of claims, settlement and litigation.
- Experience in deposit regulation is a plus.
Join our mission, join our team - and grow with us!
At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, who are at the heart of our success.
As part of our US team, you will benefit from:
- Flexible working hours and 28 vacation days.
- Personal training budget of $2,000 and 4 full training days per year.
- Access to Udemy and Babbel for continuous learning.
- Company 401k contribution of 5%.
- Healthcare coverage contribution, including medical, dental and vision.
- Central office location in lower Manhattan.
- Commuter benefits and flexible working from home policy.
- Regular team events and yearly Summer and Winter Party.
- Compensation range for this position is dependent on experience, ranging from $200,000 to $300,000 per year.