About Us:
As a Fortune 50 company with more than 350,000 team members worldwide, Target is an iconic brand and one of America's leading retailers.
Working at Target means the opportunity to help all families discover the joy of everyday life. Caring for our communities is woven into who we are and we invest in the places we collectively live, work and play. We prioritize relationships, fuel and develop talent by creating growth opportunities, and succeed as one Target team. At our core, our purpose is ingrained in who we are, what we value, and how we work. It’s how we care, grow, and win together.
The Financial and Retail Services (FRS) organization is close to the action—whether with guests or Target team members. FRS comprises several key high-visibility areas that elevate and nurture Target’s distinctive reputation including: guest and team member service centers, service delivery strategies, world-class payment products that grow loyalty (RedCard, Target GiftCards, third-party gift cards, etc.), and bank program functions including credit risk, compliance, accounting, financial operations, and fraud prevention. We cultivate loyalty and satisfaction through exceptional products, services, and support. We also foster a culture of responsive, knowledgeable and committed service—from the inside out—through enterprise services our guests and teams can count on.
A Sr. Manager Debit Risk, Modeling & Analytics, will have a breadth of skills and experience across algorithms, mathematical modeling, statistics, machine learning, and risk management to build high quality models, strategies and methodologies that enable data driven decision making at Target. They will help advance Target’s Debit Card Strategy along with Modeling & Analytics through technical creativity, continuous learning, and collaborative problem solving while championing an inclusive and ethical organization.
As a Sr Manager focusing on Debit Risk Strategy you will evaluate, develop, and test underwriting strategies for new accounts and portfolio management, including approve/decline decisions and authorization frequency and dollar amount decisions. The goal is to drive Target sales and optimize the profitability of the debit card portfolio. The position requires strong data manipulation and analytical skills as well as the ability to present results to business partners and senior management.
With the additional focus on Data Science (Modeling & Analytics) you will work closely with the client to understand the business need and any specifications for a potential advanced analytic solution. You will evaluate and select the right modeling technique for the business problem, while objectively considering tradeoffs of accuracy for simple vs. complex models.
Core responsibilities of this job are described within this job description. Job duties may change at any time due to business needs.
About You:
Americans with Disabilities Act (ADA)
Target will provide reasonable accommodations (such as a qualified sign language interpreter or other personal assistance) with the application process upon your request as required to comply with applicable laws. If you have a disability and require assistance in this application process, please visit your nearest Target store or Distribution Center or reach out to Guest Services at 1-800-440-0680 for additional information.
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